Robert McKinley
Payments Expert


* Robert McKinley is the Retired Chairman and CEO of RAM Research®

* Currently a national Certified Mentor with non-profit SCORE®

* Currently pro bono Senior Analyst of®,®,®,,, and

* Analyst of the payments industry on a daily basis for 32 years.

* Opinion Maker as the most widely quoted and interviewed payments expert with more than 10,000** documented interviews published in U.S. newspapers, magazines and hundreds of on-camera TV and live radio interviews between 1986-2009. 

* Founder of RAM Research®, CardWeb® and CardTrak®.

* Author of dozens of payments related books, guides and directories.

* Key Witness in the largest antitrust trials in history involving the world’s largest payment networks. ($2 billion Discover vs Visa 1992 & $10 billion US DOJ vs Visa and MasterCard- 1999)

* Lecturer and Chairman at dozens of payments related conferences.

* Consultant to Fortune 100 corporations. (GE; BofA; Morgan Stanley; Sears; Bank One; American Express; Wachovia; & undisclosed)

* Counselor to international corporations via offices in London and Sydney. (Westpac; JCB; Barclays; Virgin Money; KB Kookmin, & undisclosed)

* Adviser to Legislators of the U.S. Senate, U.S. House and many State Houses.

*Provided assistance to governmental agencies and panels 
including General Accounting Office, DOJ, Federal Reserve, etc.

* Adviser to legislators of the U.S. Senate, U.S. House and many State Houses. 

* 2018 "Billionaire" News Clips

Punta Gorda Man Becomes One of the Richest in the World  (NBC2 Transcript)

Bank’s Error Turns Retired Man into ‘Billionaire’ (NY Post)

Wealth Fades Quickly for a Sudden Punta Gorda Billionaire; NFL Team Ownership Dreams Crash (Fort Myers News-Press)

For Former Hagerstown Man, Life as a 'Billionaire' was Fleeting Bank Error Temporarily Turns Retiree into Multi-Billionaire (Hagerstown, MD Herald Mail)

** 9,259 - based on,  and ProQuest Archiver ( data as of 7/2/12 - see Robert McKinley Biography for  details.