Robert McKinley
Payments Expert


Robert McKinley contributed to and was interviewed for numerous stories for the Los Angeles Times. Here are 74 documented briefs of the most significant and directly referenced interviews of Robert McKinley by Los Angeles Times reporters. Mr. McKinley handled a number of in-person newspaper interviews in Los Angeles including a number of Asian publications. Third party links to story abstracts and the full text are embedded in the briefs. (Abstracts are generally free but there may be a nominal fee for the full story text by the archive provider.) NOTE: There may be some duplication of stories due to citations for both RAM Research and CardWeb within the same article.

2018 NOTE: Since Initially Posted During 2012 Some Links are "Not Found" as Many News Organizations Sold Their Archive Rights to Third-Party Charging Per Story Fees. Robert's Research Staff is in the Process of Acquiring Archive Licensing Rights from the Third-Parties.

1. alt="Preview (Abstract/Citation)" v:shapes="_x0000_i1025"> alt="Full Text (No Photos)" v:shapes="_x0000_i1026">Small Banks Do Big Business in Low-Interest Credit Cards Finance: Major issuers respond to market share loss by cutting rates for their best customers and promoting extra services.
IAN JOHNSON; Los Angeles Times (pre-1997 Fulltext); Oct 6, 1993; 18;

2. Preview (Abstract/Citation)Full Text (No Photos)YOUR MORTGAGE; Cutting Credit Card Debt Is Key to Getting Loan
ELLEN JAMES MARTIN; Los Angeles Times (pre-1997 Fulltext); Sep 1, 1996; 1;

3. Preview (Abstract/Citation)Full Text (No Photos)Shoppers Give Their Fear of Debt a Holiday Consumers: Credit card purchases are up sharply as Christmas nears. At least some of it is due to a flood of issuer incentives.
DENISE GELLENE; Los Angeles Times (pre-1997 Fulltext); Dec 17, 1992; 1;

4. Preview (Abstract/Citation)Full Text (No Photos)Variable-Rate Charge Cards Are Bargain Credit: Interest on them is about half of the 18.22% average of fixed-rate cards.
Los Angeles Times (pre-1997 Fulltext); Jul 20, 1992; 4;

5. Preview (Abstract/Citation)Full Text (No Photos)Average Rate on Credit Cards at 10-Year Low * Interest: Ram Research says the figure has slipped below 18% for the first time since 1981, and experts say rates for the most credit-worthy customers will slip further.
DENISE GELLENE; Los Angeles Times (pre-1997 Fulltext); Jan 4, 1992; 1;

6. Preview (Abstract/Citation)Full Text (No Photos)U.S. Economy Will Recover Slowly in '92 Series: '91, '92 BUSINESS: A look back and a look ahead. One in a series.
KATHY M. KRISTOF; Los Angeles Times (pre-1997 Fulltext); Dec 24, 1991; 3;

7. Preview (Abstract/Citation)Full Text (No Photos)Credit Card Issuers Drop Fees as a Lure
KATHY M. KRISTOF; Los Angeles Times (pre-1997 Fulltext); Feb 8, 1991; 1;

8. Preview (Abstract/Citation)Full Text (No Photos)AT&T Reaches Out for Share of Credit Card Market Marketing: The telephone giant will offer long-distance clients the `Universal Card,' which can eliminate annual fees. Some say the move may spur rivals to devise new benefits.
KATHY M. KRISTOF; Los Angeles Times (pre-1997 Fulltext); Mar 27, 1990; 1;

9. Preview (Abstract/Citation)Full Text (No Photos)Many Credit Rates Inching Higher Consumers: Issuers of variable cards don't have to notify their customers of the adjustments.
ALBERT B. CRENSHAW; Los Angeles Times (pre-1997 Fulltext); Aug 24, 1994; 3; Preview (Abstract/Citation)Full Text (No Photos)At Least 28 Credit Cards in State Offer Rates Below 16%
BILL SING; Los Angeles Times (pre-1997 Fulltext); Nov 2, 1988; 1;

11. Preview (Abstract/Citation)Full Text (No Photos)'Grace Period' May Be Thing of Past
CARLA LAZZARESCHI; Los Angeles Times (pre-1997 Fulltext); Nov 12, 1995; 5; Preview (Abstract/Citation)Full Text (No Photos)Consumer Groups Assail Rising Penalties on Credit Card Debt
RICARDO ALONSO-ZALDIVAR; Los Angeles Times; Nov 6, 1998; 3;

13. Preview (Abstract/Citation)Full Text (No Photos)Monday Business; PacBell Cancels Co-Branded Card; Credit: Move ending deal with Household Bank reflects a declining trend.
VANESSA HUA; Los Angeles Times; Nov 10, 1997; 2;

14. Preview (Abstract/Citation)Full Text (No Photos)PacBell Cancels Co-Branded Card; Credit: Move ending deal with Household Bank reflects a declining trend.
VANESSA HUA; Los Angeles Times; Nov 8, 1997; 3;

15. Preview (Abstract/Citation)Full Text (No Photos)COMPANY TOWN; Credit Cards Take a Front-Row Seat; Banking: Issuers hope to cash in on links with Ticketmaster, Universal Studios and BMG.
MARLA MATZER; Los Angeles Times; Oct 1, 1997; 8;

16. Preview (Abstract/Citation)Full Text (No Photos)YOUR MONEY; Why Are Banks so Eager for You to Use a Debit Card? It's in Their Interest
CARLA LAZZARESCHI; Los Angeles Times; Sep 21, 1997; 3;

17. Preview (Abstract/Citation)Full Text (No Photos)$eeing Green; O.C. Retailers Count on Weekend, Last-Minute Shoppers
MARTIN MILLER; Los Angeles Times; Dec 20, 1996; 1;

18. Preview (Abstract/Citation)Full Text (No Photos)GM to Cut Gold Card Rebates; Credit: Company says cost of providing benefits apparently outweighs their marketing value.
ALBERT B. CRENSHAW; Los Angeles Times (pre-1997 Fulltext); Sep 24, 1996; 3;

19. Preview (Abstract/Citation)Full Text (No Photos)GE to Tack On $25 Fee to Cardholders Who Pay Off Their Balances Promptly; Credit: Other firms will be closely watching the effects of the new charge, which is aimed at so-called convenience users.
PATRICK LEE; Los Angeles Times (pre-1997 Fulltext); Sep 11, 1996; 1; Preview (Abstract/Citation)Full Text (No Photos)Your Money; Expect Credit Cards' Late Fees to Go Up
CHARLES A. JAFFE; Los Angeles Times (pre-1997 Fulltext); Jun 18, 1996; 3;

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